Aprende sobre Finanzas
Educacion financiera gratuita para el consumidor costarricense
Interest rate differential and carry trade
Understand how the difference between CRC and USD interest rates drives capital flows and affects the exchange rate.
How BCCR participates in the FX market
Learn about the BCCR's active role in Costa Rica's foreign exchange market: stabilization, own operations, and SPNB management.
How does the MONEX market work?
Learn about the professional foreign exchange market in Costa Rica, how authorized institutions trade USD/CRC, and what the weighted average means.
WTI crude oil and its impact on Costa Rica
Learn why the international oil price matters for the colon, inflation, and your daily expenses.
Long-term exchange rate trends
Learn how to read the 2-year USD/CRC exchange rate chart and what drives structural trends.
Understanding FX trading volume
Learn what counter (ventanilla), SPNB, and MONEX volume mean, and how trading volume impacts the exchange rate.
Colones or dollars? When each makes sense
Learn when it's better to save in colones vs. dollars based on your financial goals and economic context.
Buy or sell? Know which applies to you
Understand the difference between buy and sell in forex and how to know which price to compare for your situation.
Types of entities: banks, financieras, and exchange houses
Learn the differences between BCCR-authorized entity types and which suits your profile.
Remittances: exchange rates and hidden costs
Understand how remittance costs go beyond the commission fee, including the applied exchange rate.
How does the BCCR set the exchange rate?
Understand the role of Costa Rica's Central Bank, the MONEX market, and how the reference exchange rate is determined.
How to find the best exchange rate?
A practical guide to comparing rates, understanding entity types, and getting the best price for your currency exchange.
Understanding the spread
What the exchange rate spread is, how it's calculated, and why a lower spread means more money in your pocket.
What is the exchange rate?
Understand how the USD exchange rate works in Costa Rica, who determines it, and why it changes every day.