Aprende sobre Finanzas

Educacion financiera gratuita para el consumidor costarricense

Interest rate differential and carry trade

Understand how the difference between CRC and USD interest rates drives capital flows and affects the exchange rate.

5 min de lectura
rates
carry-trade

How BCCR participates in the FX market

Learn about the BCCR's active role in Costa Rica's foreign exchange market: stabilization, own operations, and SPNB management.

5 min de lectura
bccr
intervention

How does the MONEX market work?

Learn about the professional foreign exchange market in Costa Rica, how authorized institutions trade USD/CRC, and what the weighted average means.

5 min de lectura
monex
exchange-rate

WTI crude oil and its impact on Costa Rica

Learn why the international oil price matters for the colon, inflation, and your daily expenses.

4 min de lectura
wti
oil

Long-term exchange rate trends

Learn how to read the 2-year USD/CRC exchange rate chart and what drives structural trends.

4 min de lectura
exchange-rate
trends

Understanding FX trading volume

Learn what counter (ventanilla), SPNB, and MONEX volume mean, and how trading volume impacts the exchange rate.

6 min de lectura
volume
ventanilla

Colones or dollars? When each makes sense

Learn when it's better to save in colones vs. dollars based on your financial goals and economic context.

5 min de lectura
colones
dollars

Buy or sell? Know which applies to you

Understand the difference between buy and sell in forex and how to know which price to compare for your situation.

5 min de lectura
buy
sell

Types of entities: banks, financieras, and exchange houses

Learn the differences between BCCR-authorized entity types and which suits your profile.

6 min de lectura
entities
banks

Remittances: exchange rates and hidden costs

Understand how remittance costs go beyond the commission fee, including the applied exchange rate.

5 min de lectura
remittances
transfers

How does the BCCR set the exchange rate?

Understand the role of Costa Rica's Central Bank, the MONEX market, and how the reference exchange rate is determined.

6 min de lectura
bccr
monex

How to find the best exchange rate?

A practical guide to comparing rates, understanding entity types, and getting the best price for your currency exchange.

4 min de lectura
savings
compare

Understanding the spread

What the exchange rate spread is, how it's calculated, and why a lower spread means more money in your pocket.

5 min de lectura
spread
savings

What is the exchange rate?

Understand how the USD exchange rate works in Costa Rica, who determines it, and why it changes every day.

5 min de lectura
exchange-rate
dollar